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HOME INSURANCE
Get the best, unbiased rate on your home insurance by clicking here
Home insurance protects you as a homeowner, tenant or condo owner.
It covers your contents up to the policy limit. It provides liability
coverage in the event someone sues you because of injuries or damages.
There are three main types of home insurance policies, so be sure you have the one which is best for you:
- Standard policies - protect your dwelling and contents against specific named perils.
- Broad form policies - provide "all risk" coverage on your dwelling and named perils coverage on your contents.
- Comprehensive policies - provide "all risk" protection for your dwelling and contents.
All risk coverage means that unless the loss is specifically excluded in your policy, it is covered. Some examples of standard exclusions are: flooding, war and insurgency, terrorism, rot, mold and mildew, and poor construction.
Ask your broker if you can package your home and auto insurance to pick up even more discounts.
How much are you overpaying? Shop and compare today.